Cottenie and Gardner Inc. wants to hear from you. Whether you are already a customer or thinking about using our services, feel free to contact us.

Cottenie and Gardner Inc.
402 - 3rd Avenue South
Box 308
Kamsack, SK
S0A 1S0 (View Map | Office Hours )
Telephone: (306) 542-2565
Fax: (306) 542-2485
Toll Free: 1-800-360-4993
Email: cottenieandgardner@sasktel.net




Cottenie and Gardner Inc.
7 Main Street North
Box 100
Rhein, SK
S0A 3K0 (View Map | Office Hours )
Telephone: (306) 273-2012
Fax: (306) 273-2012
Toll Free:
Email: cottenieandgardner@sasktel.net

Cottenie and Gardner Inc.

Products & Services

Cottenie and Gardner Inc. offers a wide selection of products and expertise to serve our customers risk management needs. We can also work with specialty insurance needs. If you have a unique situation that requires a specialized quote, please feel free to contact us.


 

REAL ESTATE

Kamsack and Area offers over 50 great-priced homes for sale to choose from.  Prices range from $20,000 to $600,000.  Time could not be more perfect to buy and these market conditions will not last forever.


RESIDENTIAL

 

33 LAWRENCE ROAD.  3 + 1 bedroom bungalow.  Built 2012.  1440 square feet.  Double attached garage.  3 bathrooms.  2 natural gas fireplaces.  Three-season sunroom.  Finished basement includes bedroom, bathroom, cold room and tons of storage.  R E D U C E D ! ! !  $375,000.  MLS® #503869

 

002

202 FIRST STREET.  Corner lot.  3 bedroom bungalow.  Built in 1968.  Painted cedar siding.  1040 square feet.  Carport – 280 square feet.  Asphalt shingles ~ 2006.  High efficiency natural gas furnace ~ 2012.  Double bathroom.  Concrete basement includes:  bedroom, family room, 3 pce. bath, laundry.  Fenced yard.  $95,000.  MLS® #504408

 

734 EAST AVENUE.  Corner lot.  3 bedroom bungalow.  Built in 1972.  New vinyl siding & new windows on house.  Wood siding on garage.  1040 square feet.  Single detached garage – 26′ x 14′.  Asphalt shingles – 2005.  Concrete, undeveloped basement.  Appliances included.  Cement patio – 40′ x 6′.  Boiler heat.  PRICE REDUCED TO SELL ! ! !$89,500.  MLS® #480585

 

001

237 Windsor Avenue.  1 + 2 bedroom bungalow.  Built 1976.  1080 square feet.  Large kitchen with ample cupboard space and all appliances.  Dining room, laundry room & master bedroom are spacious.  Finished concrete basement includes:  2 bedrooms, 3 pce. bath, family room and laundry room.  Wood burning fireplace.  Single detached garage. $99,000. MLS® #498178

 

425 FIRST STREET.  Togo, SK.  1 1/2 storey.  Built 1918.  Asphalt shingles & vinyl siding – 2008/09.  Double detached garage – 24′ x 26.  Main level – 1056 square feet.  Second level – 520 square feet.  Partial basement.  Appliances included.  Deck – 24′ x 10′ + 14′ x 8′.   R E D U C E D ! ! ! ! !  $80,000.  MLS® #483603

 

136 WINDSOR AVENUE.  2 bedroom + office.  3-level split.  Main floor 876 square feet plus 2 -1/2 bathroom at back of garage - 78 square feet.  3rd level – 428 square feet.  Lowel level – mechanical room, crawl space and family room (12′ x 15′). Single attached garage – 13′ x 21′.  Sloped ceiling in living room.  Appliances (Fridge, Stove, B/I Dishwasher, Washer/Dryer)  included.  R E D U C E D ! ! ! $70,000.  MLS® #504127

 

313 COTTER STREET.  Built 1950.  1 1/4 storey.  836 square feet on the two levels.  2 bedrooms main floor, I bedroom second level.  Concrete basement – family room, mechanical/storage area. Single detached garage – 12′ x 22′. $32,500.  MLS® #481688

 

004

311 SECOND STREET.  Built 1946.  Bungalow.  2 + 1 bedrooms.  1000 square feet.  Original hardwood floor throughout main.  Basement includes 3/4 bath, bedroom, kitchen area – mostly undeveloped.  Single detached garage.  $32,500.  MLS® #505378


 

 

  FARMS AND ACERAGES

R.M. OF CLAYTON.  NW 9-34-1 W2.  One mile north of the Town of Norquay on the east side of Highway #8 in the R.M. of Clayton #333.  Approximately 16 acres.  4 bedroom bungalow.  Double attached garage.  Built in 1985.  2408 square feet.  Custom-built oak cabinets.  Cathedral ceilings in living area.  2 wood burning fireplaces.  3-season sunroom. Textured concrete patio.  Nicely landscaped yard.    R E D U C E D   T O   S E L L  ! ! !   $397,500.  MLS® #479145

 

R.M. OF SLIDING HILLS. SW 8-29-1 W2.  Approximately 10 acres. 4 bedroom bi-level. Built 1982. 1632 square feet on two levels. Spacious two-tiered deck. Beautifully manicured yard. Living room adorned with detailed pillars that looks into modernized kitchen/dining area. Kitchen/dining equipped with duraceramic floors, stunning oak cupboards and island. Main floor laundry.  Walkout basement includes family room, two bedrooms, 3-piece bathroom, large mechanical/storage area.  R E D U C E D ! ! ! !  $340,000.  MLS® #500886

 

001

R.M. OF COTE NO. 271.  NW 13-30-31 W1.  160 acres.  (15 acres of forage crop, 105 acres of pasture, 40 acres of wetlands or soughs).  Town water on adjacent quarter.  Power; 100 for 3 months.  Phone line in yard.  Quonset – 28′ x 56′ – 1993, power in shop.  Older summer cabin – structurally sound – needs work.  Cabin consists of 404 sq. ft. with second level bedroom of 252 sq. ft., 1/2 bath, kitchen/dining area, no basement, cabin placed on cement blocks.  Ideal for snowmobile shack.  $120,000.  MLS® #500095

 

R.M. of ST. PHILLIPS NO. 301.  SE 07-33-30 W1.  160 acres.  2 frame buildings (not insulated) – 16′ x 16′, wood floor. 1 – 10′ x 30′ metal clad building on steel skids. Dug out – not being used. No services. Vendor is willing to look at all offers and very motivated to sell!!! $100,000. MLS® #500062

 


 

 RECREATIONAL

 

 

MIDWAY SUBDIVISION.  Duck Mountain Provincial Park.  Older part is 17’6″ x 22, no insulation or panelling; 376 square feet.  Newer building 24′ octagon + sitting area that measures 3′ x 8′; 450 square feet.  Great view of the lake!  $170,000.  MLS® #480397

 

JUBILEE SUBDIVISION.  Duck Mountain Provincial Park. 130 Olive Street.  3 bedroom bungalow.  Original cabin built ~1960′s, renovations ~1980.  This property has one of the largest lots at Madge Lake – over 12,000 square feet.  300 gallon septic tank.  300 gallon fresh water holding tank.  Wood burning fireplace in living room.  Laminate klik floor installed throughout kitchen, dining and living area.  Numerous inclusions!!!! $195,000.  MLS® #513482

 

JUBILEE SUBDIVISION. Duck Mountain Provincial Park. Dock permit, 32′ factory dock, 40′ boat track. Oil heat with wall mount air conditioner and electric heat. 576 square feet. Lot size:  30.53 x 20.54.  1000 gallon septic tank.  2365 litre tank – fresh water.  3 pce. bath. 2 baseboard heaters in kitchen/living room area.  Verandah – 7’6″ x 32. All furniture included. Insulated walls & attic.  Floor unknown. Cabin built in 1963.  Garage and verandah built 1980.  Shed – 12′ x 28′ – wood floor, skids, power, vinyl siding.  Garden shed – 8′ x 5′, vinyl siding.  R E D U C E D ! ! ! !  $250,000.  MLS® #500799

 

KAMSACK SUBDIVISION.  Duck Mountain Provincial Park.  Lakefront.  New siding, roof, foundation and front deck.  Winterized/insulated and gas fireplace.  Updated kitchen, 2 bedrooms, large mudroom/laundry area, plus sunroom at the rear of the cabin.  Outside storage includes an extra bedroom.  Furniture & accessories included.  Dock location short distance from the cottage.  $30K PRICE REDUCTION! NOW $249,9000.  MLS® #502952

 

KAMSACK SUBDIVISION.  Duck Mountain Provincial Park.  818 Lakeshore Avenue.  3 bedroom bungalow.  978 square feet.  Open concept – living, dining & kitchen.  Built – 1930′s with renos in the 40′s and 60′s.  New foundation, addition and roof in 1990.  Electric heaters in each room.  200 amp panel.  2500 litre fresh water holding tank.  14′ x 14′ deck.  R  E  D  U  C  E  D  ! ! ! !  $269,000  MLS®#488438

 

BENITO SUBDIVISION.  Duck Mountain Provincial Park. L A K E F R O N T ! ! !  3 bedroom.  1 1/4 storey, 3-season. Built ~1960.  900 square feet on 2 levels.  Kitchen features eat-in bar area.  Living room features vaulted ceilings, wood stove.  Open floor plan.  Large front deck – 22′ x 12′. Carport.  1000 gallon fresh water tank.  R E D U C E D ! ! ! $325,000.  MLS®#503890

 

019

KAMSACK SUBDIVISION.  Duck Mountain Provincial Park.  3 bedroom.  1 1/4 storey, 4-season.  Built ~1980.  2072 square feet on 2 levels.  Features laminate floor throughout.  Cozy family room includes wood burning stove and plenty of windows.  Master bedroom on second floor features ample storage, electric baseboard heat, patio doors to deck & 3 pce. bath.  Backyard features workshop, firepit, play structure and wood shed.  1000 gallon septic tank.  750 gallon fresh water tank. $349,000.  MLS®#505008

 

 


 

  COMMERCIAL 

RESIDENTIAL TRAILER PARK.  Poplar Drive.  19 serviced lots – water, sewer, phone, power.  Gas can be put in during summer. 2 unserviced lots.  7 lots – 50′ x 120′.  12 lots – 50′ x 65′ – size varies slightly.  Sold “As Is”.  $250,000.  MLS® #477214

 


 

  OTHER SERVICES…….

 

SGI VEHICLE LICENSE ISSUER


HAIL INSURANCE


KAMSACK HOUSING AUTHORITY

Senior Units:
Rent: 30% of gross income/month – Senior Units
Housing Authority pays: Water & Heat
Tenant pays: Phone, power & cable
Maximum Rent: $860 – 1 Bedroom, $925 – 2 Bedroom – Senior Units
There are income & asset maximums
Services Include: Maintenance man to cut grass, clean snow, repairs etc.

Project #1105 EASTVIEW Located Throughout Town SENIOR
Description Semi-detached units (575 sq. ft.) One bedroom with double closet.  Kitchen, dining & living room all open.  Full bathroom with safety bars. Laundry area – stackable washer & dryer. Mechanical & storage room – adequate for small freezer personal driveway & garden. Includes: Fridge, stove, washer dryer

Project #1106 Golden Acres Near Eaglestone SENIOR
Row housing (575 sq. ft.)One bedroom with walk-in type closet. Kitchen & Dining area together. Full bathroom with safety bars. Stackable washer & dryer in corner of kitchen. Storage room – adequate for small freezer/other. Small mechanical / furnace room. Separate living room. Fridge, stove, washer, dryer

Project #1107 DAVIES TOWER100 Queen Elizabeth Blvd. SENIOR
Description: – 3 story apartment block – 26 units – Storage room in each unit – One bedroom units with large closets – Full bath with safety bars – Kitchen, dining and living room area is on open space. Includes: Fridge & StoveFacilities: Laundry on 1st, 2nd & 3rd Floor – designated times for each unit. Tenant’s Lounge with kitchen Elevator Security System at entry. Extras: Parking for vehicles – $100 / year Power – $70.00 extra per month payment

Project #1352 FAMILY UNITSon south side of blvd. LOW INCOME
Rent: 30% of gross incomeDescription: 3 Bedroom Houses Kitchen & Dining Together. Separate Living room. Full Bath Parking area and garden area. Forced air natural gasServices: All yard work is tenant’s responsibilities. Maintenance man available for repairs. Includes: Fridge & Stove All Utilities are tenant’s responsibilities

Project #1506 VALLEY MANOR 64 Lawrence Rd.
2 bdrm: $500 / month (3 units) 3 bdrm: $525 / month (12 units) 2 & 3 Bedroom Townhouses. Kitchen & Dining Together. Living Room connected by half wall. Full Bath upstairs. Personal concrete patio off living room. Forced air natural gas. Maintenance man does all yard work. Maintenance man available for repairs & problems. Fridge & Stove. All Utilities are tenant’s responsibilities


 

SASKATCHEWAN BLUE CROSS AND GROUP MEDICAL SERVICES


INCOME TAX PREPARATION


 

 

LIFE INSURANCE

10-YEAR RENEWABLE TERM TO AGE 80 – $500,000
MALE 30 YEARS OLD NON-SMOKER AS LOW AS $250/YEAR
FEMALE 35 YEARS OLD NON-SMOKER AS LOW AS $215/YEAR
MALE 45 YEARS OLD NON-SMOKER AS LOW AS $470/YEAR

 

 

 


 

SOME OF OUR FAVORITE LINKS ARE: